ICICI Prudential ELSS Tax Saver Direct Plan Growth

Equity
ELSS
Very High Risk
3Y Lock In
19.60%
3Y annualised
+0.78% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 23 May 2025₹1,014.66
Min. SIP amount₹500
Rating2
Fund size₹14,121.07Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns11.7%19.6%25.9%16.1%
Category average6.4%19.9%25.5%NA
Rank with in category72523NA
Understand terms

Peer Comparison

Holdings (81)

NameSectorInstrumentAssets
FinancialEquity9.88%
FinancialEquity7.05%
ServicesEquity5.12%
HealthcareEquity5.08%
FinancialEquity5.04%
AutomobileEquity4.89%
CommunicationEquity4.34%
ConstructionEquity3.88%
EnergyEquity3.73%
EnergyEquity3.67%
AutomobileEquity2.97%
InsuranceEquity2.83%
TechnologyEquity2.26%
ConstructionEquity1.92%
FinancialEquity1.74%
HealthcareEquity1.71%
FinancialEquity1.70%
HealthcareEquity1.61%
FinancialEquity1.54%
EnergyEquity1.27%
ServicesEquity1.18%
ServicesEquity1.14%
Capital GoodsEquity1.10%
ServicesEquity1.04%
ConstructionEquity0.93%
InsuranceEquity0.85%
ConstructionEquity0.77%
HealthcareEquity0.76%
ServicesEquity0.69%
TechnologyEquity0.64%
AutomobileEquity0.63%
ServicesEquity0.62%
InsuranceEquity0.61%
TechnologyEquity0.61%
ServicesEquity0.60%
HealthcareEquity0.59%
TextilesEquity0.59%
ServicesEquity0.57%
ServicesEquity0.55%
ServicesEquity0.51%
HealthcareEquity0.47%
AutomobileEquity0.46%
Consumer StaplesEquity0.44%
Consumer StaplesEquity0.43%
HealthcareEquity0.43%
AutomobileEquity0.39%
ChemicalsEquity0.36%
EnergyEquity0.36%
Capital GoodsEquity0.33%
Consumer StaplesEquity0.32%
HealthcareEquity0.30%
HealthcareEquity0.28%
FinancialEquity0.27%
AutomobileEquity0.27%
ChemicalsEquity0.24%
ServicesEquity0.21%
Consumer StaplesEquity0.20%
HealthcareEquity0.18%
AutomobileEquity0.16%
FinancialEquity0.16%
Consumer StaplesEquity0.15%
ConstructionEquity0.15%
Capital GoodsEquity0.14%
AutomobileEquity0.14%
ServicesEquity0.13%
Consumer DiscretionaryEquity0.11%
ConstructionEquity0.10%
AutomobileEquity0.10%
TechnologyEquity0.09%
Metals & MiningEquity0.08%
AutomobileEquity0.08%
ChemicalsEquity0.08%
ConstructionEquity0.08%
ServicesEquity0.05%
TextilesEquity0.04%
FinancialEquity0.03%
Capital GoodsEquity0.03%
Reserve Bank of India
FinancialT-Bills0.03%
Metals & MiningEquity0.03%
ServicesEquity0.02%
HealthcareEquity0.02%
See All

Pros and cons

Category: Equity ELSS

Pros

Exit load is zero
Lower expense ratio: 1.08%
1Y, 5Y and 10Y annualised returns higher than category average
Higher alpha: 2.21 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y

Cons

3Y annualised returns lower than category average by 0.25%
Lock-in period: 3Y
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 1.08%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Mittul Kalawadia
Sep 2023 - Present
View details

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
SBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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