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| NAV: 13 Jun 2025 | ₹71.82 |
| Min. SIP amount | ₹100 |
| Rating | 2 |
| Fund size | ₹2,195.97Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (45)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 4.74% |
Punjab National Bank | Financial | CD | 4.62% |
Reserve Bank of India | Financial | T-Bills | 3.71% |
ICICI Securities Ltd. | Financial | CP | 3.70% |
Reserve Bank of India | Financial | T-Bills | 3.70% |
Bank of India | Financial | CD | 3.70% |
Birla Group Holdings Pvt. Ltd. | Financial | CP | 2.80% |
Axis Bank Ltd. | Financial | CD | 2.79% |
PNB Housing Finance Ltd. | Financial | CP | 2.79% |
Punjab National Bank | Financial | CD | 2.79% |
HDFC Bank Ltd. | Financial | CD | 2.79% |
Canara Bank | Financial | CD | 2.78% |
National Bank For Agriculture & Rural Development | Financial | CD | 2.77% |
Kotak Mahindra Investments Ltd. | Financial | CP | 2.77% |
HDFC Bank Ltd. | Financial | CD | 2.76% |
Tata Housing Devp. Co. Ltd | Construction | CP | 2.23% |
LIC Housing Finance Ltd. | Financial | Debenture | 1.86% |
Standard Chartered Capital Ltd. | Financial | CP | 1.86% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.85% |
Union Bank of India | Financial | CD | 1.85% |
Axis Bank Ltd. | Financial | CD | 1.85% |
Reliance Retail Ventures Ltd. | Services | CP | 1.85% |
Small Industries Devp. Bank of India Ltd. | Financial | CP | 1.85% |
National Bank For Agriculture & Rural Development | Financial | CP | 1.85% |
HDFC Bank Ltd. | Financial | CD | 1.85% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.85% |
Bank of India | Financial | CD | 1.85% |
Punjab National Bank | Financial | CD | 1.85% |
Kotak Mahindra Securities Ltd. | Financial | CP | 1.85% |
Reserve Bank of India | Financial | T-Bills | 1.85% |
Aditya Birla Housing Finance Ltd. | Financial | CP | 1.85% |
Axis Bank Ltd. | Financial | CD | 1.85% |
ICICI Bank Ltd. | Financial | CD | 1.85% |
Kotak Securities Ltd. | Services | CP | 1.85% |
Reserve Bank of India | Financial | T-Bills | 1.84% |
Reserve Bank of India | Financial | T-Bills | 1.84% |
Piramal Finance Ltd. | Financial | CP | 1.83% |
Bank Of Baroda | Financial | CD | 1.07% |
Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.93% |
Godrej Industries Ltd. | Consumer Staples | CP | 0.93% |
Hindustan Petroleum Corporation Ltd. | Energy | CP | 0.93% |
Kotak Mahindra Bank Ltd. | Financial | CD | 0.78% |
Bank Of Baroda | Financial | CD | 0.19% |
Reserve Bank of India | Financial | T-Bills | 0.11% |
Reserve Bank of India | Financial | T-Bills | 0.07% |
See All
Minimum investment amounts
| Min. for 1st investment | ₹1,000 |
| Min. for 2nd investment onwards | ₹100 |
| Min. for SIP | ₹100 |
Returns and rankings
Category: Debt Liquid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 7.2% | 7.0% | 5.5% | 6.9% |
| Category average | 7.0% | 6.8% | 5.4% | NA |
| Rank with in category | 29 | 26 | 24 | NA |
Understand terms
Peer Comparison
| Debt, Liquid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Aditya Birla Sun Life Liquid Fund Direct Growth | 5 | 7.4% | 7.1% | 44,545.61 |
Edelweiss Liquid Direct Growth | 5 | 7.4% | 7.1% | 7,715.73 |
Sundaram Liquid Direct Growth | 5 | 7.4% | 7.0% | 6,288.20 |
Mirae Asset Liquid Fund Direct Growth | 4 | 7.3% | 7.0% | 14,285.45 |
DSP Liquidity Direct Growth | 4 | 7.4% | 7.0% | 17,751.61 |
Expense ratio, exit load and tax
Expense ratio: 0.16%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund management
Killol PandyaNov 2024 - PresentView details
Killol Pandya
Nov 2024 - Present
View details
Education
Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience
Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
Also manages these schemes
Naghma KhojaOct 2021 - PresentView details
Naghma Khoja
Oct 2021 - Present
View details
Education
She is B.Com, CA and CFA
Experience
Before joining JM Financial AMC, she was associated with Karvy Capital Limited.
Also manages these schemes
Ruchi FozdarApr 2024 - PresentView details
Ruchi Fozdar
Apr 2024 - Present
View details
Education
Ms. Ruchi is a graduate in science and PGDBM in finance
Experience
Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
Office B-8th Floor-Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai 400025
Phone
022-33797777 / 1800-103-8345
Launch Date
15 Sep 1994
E-mail
NAWebsite
www.JMFinancialmf.com
JM Financial Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
www.karvymfs.comPros and cons
Category: Debt Liquid
Pros
Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Cons
Higher expense ratio: 0.16%
Low rating: 2
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