PGIM India ELSS Tax Saver Fund Direct Growth

Equity
ELSS
Very High Risk
3Y Lock In
17.42%
3Y annualised
-0.56% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 27 May 2025₹39.11
Min. SIP amount₹500
Rating3
Fund size₹763.97Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Equity ELSS
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns11.8%17.4%25.7%15.5%
Category average6.6%19.7%25.0%NA
Rank with in category63018NA
Understand terms

Peer Comparison

Holdings (62)

NameSectorInstrumentAssets
FinancialEquity8.96%
FinancialEquity8.77%
EnergyEquity6.50%
CommunicationEquity3.63%
Capital GoodsEquity2.58%
InsuranceEquity2.43%
FinancialEquity2.43%
TechnologyEquity2.41%
TechnologyEquity2.41%
TechnologyEquity2.16%
ConstructionEquity2.16%
Consumer StaplesEquity2.14%
HealthcareEquity2.10%
ServicesEquity2.01%
FinancialEquity1.93%
Capital GoodsEquity1.87%
ConstructionEquity1.76%
Consumer StaplesEquity1.73%
HealthcareEquity1.68%
HealthcareEquity1.61%
AutomobileEquity1.59%
ServicesEquity1.55%
FinancialEquity1.34%
ServicesEquity1.33%
ServicesEquity1.31%
Capital GoodsEquity1.31%
ChemicalsEquity1.29%
Consumer StaplesEquity1.29%
Consumer DiscretionaryEquity1.21%
ServicesEquity1.15%
Consumer DiscretionaryEquity1.12%
HealthcareEquity1.04%
TextilesEquity1.02%
InsuranceEquity1.00%
HealthcareEquity0.98%
Consumer DiscretionaryEquity0.97%
DiversifiedEquity0.92%
Consumer StaplesEquity0.91%
AutomobileEquity0.90%
Capital GoodsEquity0.90%
ChemicalsEquity0.89%
HealthcareEquity0.87%
ChemicalsEquity0.85%
AutomobileEquity0.85%
AutomobileEquity0.83%
TextilesEquity0.78%
FinancialEquity0.78%
AutomobileEquity0.73%
Consumer StaplesEquity0.70%
AutomobileEquity0.69%
FinancialEquity0.68%
HealthcareEquity0.66%
TechnologyEquity0.51%
ServicesEquity0.50%
ConstructionEquity0.46%
HealthcareEquity0.45%
ConstructionEquity0.36%
ChemicalsEquity0.35%
Capital GoodsEquity0.33%
Reserve Bank of India
FinancialT-Bills0.13%
FinancialEquity0.10%
ServicesEquity0.04%
See All

Pros and cons

Category: Equity ELSS

Pros

1Y and 5Y annualised returns higher than category average
Exit load is zero
Lower expense ratio: 0.72%

Cons

3Y annualised returns lower than category average by 2.24%
Lock-in period: 3Y

Expense ratio, exit load and tax

Expense ratio: 0.72%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Fund management

Vinay Paharia
Apr 2023 - Present
View details

Education
Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience
Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Also manages these schemes

Utsav Mehta
Apr 2024 - Present
View details

Fund house & investment objective

Fund house contact details

Address
7th Floor, Radhe Empire,Chandavarkar RoadBorivali (W), Mumbai Mumbai 400092
Phone
+91 22 6159 5441 / 42
Launch Date
13 May 2010
E-mail
NA
PGIM India Mutual Fund
Asset Management Company
Custodian
Standard Chartered Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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